TERMS AND CONDITIONS

Effective Date: 15 August 2026

Last Updated: 15 August 2026

These Terms and Conditions ("Terms") govern your access to and use of www.krishnangan.com, together with all associated websites, pages, applications, tools, forms, assessments, artificial-intelligence features, communication channels and services operated by or on behalf of Krishnangan Enterprises (collectively, the "Platform").

For purposes of these Terms, "Krishnangan", "we", "us" and "our" refer to Krishnangan Enterprises and, where applicable, its proprietors, authorised representatives, employees, contractors, affiliates, technology providers and service providers.

"You", "your" and "User" refer to any individual or entity accessing, browsing, submitting information to or otherwise using the Platform.

Please read these Terms carefully before using the Platform.

1. ACCEPTANCE OF TERMS

By accessing, browsing or using the Platform, submitting an enquiry or form, creating an account where such functionality exists, or otherwise using any Platform service, you acknowledge that you have read, understood and agree to be bound by these Terms together with the policies incorporated by reference.

If you do not agree with these Terms, you should discontinue use of the Platform.

Where applicable law requires an express affirmative acceptance, Krishnangan may require you to confirm acceptance through a checkbox, button, electronic signature or comparable mechanism before accessing a particular service.

2. ELECTRONIC AGREEMENT

These Terms constitute an electronic agreement between you and Krishnangan.

Your electronic acceptance, affirmative action or use of a service following appropriate notice may constitute acceptance of these Terms to the extent permitted by applicable law.

You agree that electronic records, communications, notices and transactions may be used in connection with the Platform where legally permissible.

3. ELIGIBILITY TO USE THE PLATFORM

You may use the Platform only if you are legally capable of entering into the applicable arrangement or are using the Platform under appropriate parental or lawful guardian supervision where required.

The Platform contains education and career information that may be relevant to persons below eighteen years of age.

Where applicable law requires parental or guardian consent for processing personal data or use of a particular service by a child, such consent must be obtained before the relevant personal data is submitted or service is used.

4. PURPOSE OF THE PLATFORM

Krishnangan is intended to operate as an education and career discovery ecosystem.

The Platform may enable Users to research, discover, search, filter, compare or obtain information concerning:

• careers;

• courses;

• universities;

• colleges;

• educational institutions;

• scholarships;

• entrance examinations;

• admissions;

• fees;

• eligibility;

• placements;

• infrastructure;

• career pathways; and

• other education-related opportunities.

The availability of any particular feature may change from time to time.

5. INFORMATION AND DISCOVERY SERVICES

Krishnangan may provide structured information concerning educational institutions and opportunities obtained from official, regulatory, institutional, public or other appropriate sources.

Information is provided to facilitate research and decision-making.

Unless expressly stated otherwise, Krishnangan is not the issuing authority for information published by a university, college, regulator, examination authority, scholarship provider or government authority.

6. NO UNIVERSITY OR ADMISSION AUTHORITY STATUS

Unless expressly stated pursuant to a separate legally valid authorisation, Krishnangan:

• is not a university;

• is not a college;

• does not award degrees;

• does not independently confer educational qualifications;

• does not conduct admissions on behalf of every listed institution;

• does not control admission decisions; and

• does not guarantee seat allotment.

Final admission decisions remain subject to the applicable educational institution and competent authorities.

7. ENQUIRY AND CONSULTATION SERVICES

The Platform may permit Users to submit enquiries concerning:

• universities;

• colleges;

• courses;

• careers;

• scholarships;

• admissions; and

• related educational services.

Submission of an enquiry authorises Krishnangan to process the information necessary to respond to the request in accordance with the Privacy Policy and applicable law.

Submission of an enquiry does not create a guarantee of:

• admission;

• callback;

• consultation;

• scholarship;

• placement;

• eligibility; or

• any particular educational outcome.

8. REFERRALS AND LEAD-GENERATION SERVICES

Where a User requests information concerning a university, college, programme or related service, Krishnangan may, where lawfully permitted and appropriately disclosed, facilitate communication between the User and:

• the relevant institution;

• an authorised institutional representative;

• an education consultant;

• an admission partner;

• a service provider; or

• another relevant partner.

Krishnangan may receive commercial consideration in connection with advertising, referrals, lead generation or partnerships.

Such commercial consideration does not, by itself, constitute a guarantee or endorsement of the educational outcome associated with the relevant institution.

9. CAREER GUIDANCE AND RECOMMENDATIONS

Krishnangan may provide career-related information, educational pathways, course recommendations and other guidance.

Such guidance is intended as decision-support information.

No recommendation constitutes a guarantee that:

• a particular career is suitable for every User;

• a User will obtain employment;

• a particular degree will lead to a specified salary;

• a User will qualify for professional licensing; or

• a particular educational decision will achieve a specific result.

Users remain responsible for considering their individual circumstances.

10. ARTIFICIAL INTELLIGENCE SERVICES

Krishnangan may use artificial intelligence, machine learning, algorithms or automated technologies to provide or assist with:

• career recommendations;

• course recommendations;

• search;

• comparisons;

• personalisation;

• information retrieval;

• assessment interpretation;

• enquiry handling;

• content assistance; and

• other Platform functionality.

AI-generated or AI-assisted outputs may contain errors, omissions or limitations.

Users shall not treat such output as a guaranteed, binding or professionally certified determination.

Material information should be independently verified where appropriate.

11. CAREER ASSESSMENTS

Where Krishnangan provides career, aptitude, preference or similar assessments, the results are intended to assist self-exploration and education planning.

Assessment results do not constitute:

• psychological diagnosis;

• medical advice;

• professional certification;

• guaranteed career suitability;

• guaranteed employment; or

• a binding educational recommendation.

Users should consider assessment results together with other relevant information and, where appropriate, professional guidance.

12. UNIVERSITY AND COLLEGE INFORMATION

Institutional profiles may contain information concerning:

• courses;

• fees;

• eligibility;

• intake;

• entrance examinations;

• admission procedures;

• recognition;

• accreditation;

• approvals;

• scholarships;

• facilities;

• hostels;

• placements;

• rankings; and

• other institutional information.

Such information may change without prior notice to Krishnangan.

Where information conflicts with a legally operative official source, the applicable official source shall prevail.

13. COURSE INFORMATION

Course information may be maintained through canonical course records associated with one or more universities or colleges.

Users acknowledge that programme structure, duration, eligibility, fees, intake and regulatory requirements may differ between institutions even where programmes have similar names.

Krishnangan shall not be responsible for a User assuming that information applicable to one institution automatically applies to another.

14. FEES

Fees appearing on the Platform may be:

• annual;

• semester-based;

• programme-total;

• provisional;

• approximate;

• category-specific;

• quota-specific;

• domicile-specific;

• campus-specific; or

• otherwise conditional.

Users are responsible for reviewing the applicable fee basis and confirming final payable amounts directly with the institution before making payment.

Krishnangan does not guarantee that a published fee will remain unchanged after publication.

15. ADMISSION AND ELIGIBILITY

Admission and eligibility information may vary according to:

• programme;

• institution;

• academic year;

• entrance examination;

• category;

• domicile;

• prior qualification;

• subjects;

• marks;

• age; and

• applicable regulatory requirements.

Information displayed by Krishnangan does not constitute a binding eligibility decision.

Final eligibility shall be determined by the relevant institution or competent authority.

16. SCHOLARSHIPS

Scholarship information is provided for discovery and informational purposes.

Krishnangan does not guarantee:

• scholarship availability;

• eligibility;

• selection;

• award amount;

• continuation; or

• payment.

Users must comply with the applicable scholarship provider's rules and independently verify current terms.

17. PLACEMENT INFORMATION

Past placement information, employer participation, salaries or other employment statistics do not guarantee future outcomes.

The highest salary package, where displayed, shall not be interpreted as a typical or guaranteed salary for a User.

Actual employment outcomes may depend upon numerous circumstances beyond Krishnangan's control.

18. RANKINGS AND COMPARISONS

The Platform may contain third-party rankings or Krishnangan-generated comparisons, recommendations or scoring mechanisms.

Third-party rankings remain subject to the methodology of the issuing organisation.

Krishnangan comparisons are intended to assist discovery and shall not constitute an absolute representation that one institution, course or career is superior to another in every circumstance.

19. DATA SOURCES AND VERIFICATION

Krishnangan may obtain information from:

• government authorities;

• regulators;

• universities;

• colleges;

• institutional documents;

• public databases;

• reputable secondary sources; and

• other appropriate sources.

The principles governing source hierarchy, verification, academic-year control and conflicting information are described in the Data Sources Policy.

Where reliable information is unavailable, Krishnangan may omit the information rather than fabricate or infer it.

20. CORRECTIONS

Users, institutions, regulators and other interested persons may report potentially incorrect or outdated information.

Correction requests shall be subject to verification and may be handled in accordance with the Corrections Policy.

Krishnangan is not required to alter accurate and appropriately sourced information merely because a person or institution disagrees with its publication.

21. USER ACCOUNTS

Where account functionality is available, Users are responsible for:

• providing accurate information;

• maintaining confidentiality of login credentials;

• restricting unauthorised access;

• promptly notifying Krishnangan of suspected account compromise; and

• activities undertaken through their account where legally attributable to them.

Krishnangan may suspend or restrict accounts where reasonably necessary for security or policy enforcement.

22. USER OBLIGATIONS

You agree to use the Platform lawfully and responsibly.

You shall not knowingly:

• provide false or fraudulent information;

• impersonate another person;

• submit information without authority;

• interfere with Platform security;

• introduce malicious code;

• attempt unauthorised access;

• abuse enquiry or communication systems;

• engage in spam;

• manipulate rankings, reviews or Platform functionality;

• use the Platform to commit unlawful acts; or

• otherwise misuse Platform services.

23. PROHIBITED AUTOMATED ACCESS

Except where expressly authorised or permitted through publicly documented technical mechanisms, you shall not use bots, scripts, crawlers, scrapers or automated systems to:

• extract substantial portions of Platform content;

• bypass access controls;

• overload Platform infrastructure;

• reproduce proprietary databases;

• collect personal data;

• evade rate limits; or

• interfere with Platform operations.

This clause does not prohibit ordinary indexing by legitimate search engines or AI/search services where such access is permitted by Krishnangan's technical instructions, robots directives or other applicable permissions.

24. INTELLECTUAL PROPERTY

Except for third-party material and content expressly identified otherwise, the Platform and its original:

• software;

• design;

• layout;

• branding;

• text;

• graphics;

• database organisation;

• interfaces;

• selection and arrangement of content; and

• proprietary functionality

may be protected by applicable intellectual-property laws.

No right, title or interest is transferred to a User merely through access to the Platform.

25. LIMITED LICENCE

Subject to compliance with these Terms, Krishnangan grants Users a limited, revocable, non-exclusive, non-transferable and non-sublicensable right to access and use the Platform for lawful personal, educational or internal informational purposes.

This licence does not include the right to commercially reproduce, redistribute or exploit substantial Platform content without authorisation.

26. THIRD-PARTY INTELLECTUAL PROPERTY

University names, college names, trademarks, logos, photographs and other third-party intellectual property remain the property of their respective owners.

Their appearance on Krishnangan for identification, information, comparison or another lawful purpose does not by itself imply:

• sponsorship;

• endorsement;

• affiliation;

• partnership; or

• ownership by Krishnangan.

27. USER-SUBMITTED CONTENT

Where Users are permitted to submit reviews, comments, documents, photographs, corrections or other material, the User represents that:

• the User has the right to submit the material;

• the submission does not knowingly violate applicable law;

• the material does not unlawfully infringe third-party rights; and

• factual representations supplied as corrections are made in good faith.

Subject to the Privacy Policy, you grant Krishnangan a non-exclusive licence to use, reproduce, format, moderate and display such content to the extent reasonably necessary to operate the relevant Platform feature.

28. INSTITUTION-SUPPLIED CONTENT

Where an institution, authorised representative or partner supplies content or data, the supplying party represents, to the extent applicable, that it possesses the authority necessary to provide such information and materials.

Krishnangan may independently review or verify submitted information before publication.

Submission does not guarantee publication.

29. CONTENT MODERATION

Krishnangan reserves the right, to the extent permitted by law, to refuse, moderate, restrict, remove or disable access to User-submitted content that:

• violates these Terms;

• infringes rights;

• is fraudulent;

• is defamatory;

• is abusive;

• contains unlawful personal information;

• constitutes spam;

• contains malicious content; or

• otherwise creates legal, security or Platform-integrity concerns.

30. THIRD-PARTY LINKS AND SERVICES

The Platform may contain links to independent third-party websites or services.

Krishnangan does not control the availability, security, content, policies or conduct of all third-party services.

A link does not automatically constitute endorsement.

Users access third-party services subject to the third party's own terms and policies.

31. PAYMENTS

Where paid services are introduced or made available, applicable prices, taxes, payment terms and material conditions shall be disclosed in connection with the relevant transaction.

Users are responsible for ensuring that payment information supplied through an authorised payment service is accurate and lawfully used.

Krishnangan shall not knowingly request Users to disclose sensitive payment credentials through ordinary enquiry fields.

32. REFUNDS AND CANCELLATIONS

Where Krishnangan directly charges for a service, refund or cancellation rights shall be governed by:

• the terms disclosed for that service;

• any separate Refund/Cancellation Policy; and

• mandatory rights under applicable law.

Fees paid directly to an educational institution or independent third party are subject to that party's policies unless Krishnangan expressly assumes responsibility under a separate written agreement.

33. PRIVACY AND PERSONAL DATA

Use of personal data through the Platform is governed by Krishnangan's Privacy Policy and applicable law.

By submitting personal information, you acknowledge that such information may be processed for the purposes described in the applicable privacy notice and Privacy Policy.

Nothing in these Terms shall require a User to waive a privacy right that cannot lawfully be waived.

34. CHILDREN'S DATA

Where services involve the processing of personal data relating to children, Krishnangan shall endeavour to comply with applicable requirements concerning parental or lawful guardian consent and other statutory protections.

Users shall not deliberately circumvent age, consent or guardian-verification mechanisms implemented by Krishnangan.

35. SECURITY

Users shall not attempt to:

• probe;

• scan;

• test;

• circumvent;

• disable; or

• interfere with

security measures protecting the Platform or associated infrastructure without written authorisation.

Krishnangan may take reasonable steps to investigate suspected abuse or security incidents.

36. PLATFORM AVAILABILITY

Krishnangan does not guarantee uninterrupted or error-free availability of the Platform.

The Platform may be modified, suspended or temporarily unavailable due to:

• maintenance;

• upgrades;

• infrastructure failures;

• third-party dependencies;

• security events;

• force majeure; or

• other operational circumstances.

37. MODIFICATION OR DISCONTINUATION OF SERVICES

Krishnangan may add, modify, restrict, suspend or discontinue Platform features where reasonably necessary.

Where a material paid service is discontinued, applicable contractual or statutory rights shall remain unaffected.

38. DISCLAIMER OF WARRANTIES

To the maximum extent permitted by applicable law, the Platform is provided on an "as available" and "as applicable" basis.

Except for warranties that cannot lawfully be excluded, Krishnangan does not provide an absolute warranty that the Platform will:

• satisfy every User requirement;

• be uninterrupted;

• be entirely error-free;

• contain every available institution or programme;

• produce a particular educational outcome; or

• remain unchanged.

The detailed limitations applicable to information and Platform use are additionally described in the Disclaimer.

39. NO GUARANTEE OF OUTCOMES

Nothing on the Platform constitutes a guarantee of:

• admission;

• examination success;

• scholarship;

• placement;

• internship;

• employment;

• salary;

• academic result;

• professional licence;

• business outcome; or

• financial outcome.

40. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Krishnangan and its proprietors, employees, contractors, affiliates, representatives and service providers shall not be liable for indirect, incidental, special, exemplary, consequential or similar losses arising solely from use of or reliance upon the Platform.

Without limiting the foregoing and subject always to mandatory law, this may include loss resulting from:

• reliance upon outdated information;

• missed admission opportunities;

• unsuccessful applications;

• fee changes;

• scholarship decisions;

• examination results;

• placement outcomes;

• third-party acts;

• service interruption; or

• unauthorised use caused by a User's failure to protect credentials.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

41. INDEMNITY

To the extent permitted by applicable law, you agree to indemnify and hold Krishnangan harmless from reasonable losses, liabilities, claims, damages or expenses arising from your:

• unlawful use of the Platform;

• material breach of these Terms;

• infringement of third-party rights;

• fraudulent submission;

• malicious conduct; or

• unauthorised use of another person's information.

This clause shall not require a consumer to waive any mandatory statutory right or impose liability prohibited by applicable law.

42. SUSPENSION AND TERMINATION

Krishnangan may suspend, restrict or terminate access to a Platform feature where reasonably necessary because of:

• material breach of these Terms;

• suspected fraud;

• security risk;

• illegal activity;

• abuse;

• technical necessity; or

• legal requirement.

Where appropriate, Krishnangan may provide notice or an opportunity to address the issue.

43. EFFECT OF TERMINATION

Termination or cessation of Platform access shall not affect provisions which by their nature should reasonably survive, including provisions concerning:

• intellectual property;

• accrued obligations;

• disclaimers;

• limitation of liability;

• dispute resolution;

• governing law; and

• jurisdiction.

44. FORCE MAJEURE

Krishnangan shall not, to the extent permitted by law, be responsible for failure or delay caused by events reasonably beyond its control, including:

• natural disasters;

• fire;

• flood;

• epidemic or pandemic;

• war;

• civil disturbance;

• government action;

• telecommunications failure;

• internet disruption;

• cloud-service failure;

• labour disruption;

• cyberattack; or

• comparable extraordinary events.

45. INFORMAL DISPUTE RESOLUTION

Before initiating formal contractual proceedings, the parties are encouraged, where reasonably practicable, to attempt good-faith resolution.

A User intending to raise a formal contractual dispute should first send written notice identifying:

• the User;

• the nature of the dispute;

• relevant transaction or Platform activity;

• supporting facts; and

• the relief requested.

The parties may attempt to resolve the dispute for 30 days following receipt of sufficient notice before commencing arbitration or court proceedings, except where urgent relief or mandatory statutory rights require otherwise.

46. ARBITRATION

Subject to applicable law, disputes arising out of or relating to these Terms or the contractual relationship between the parties that are legally capable of resolution through arbitration may be referred to arbitration in accordance with the Arbitration and Conciliation Act, 1996, as amended from time to time.

The arbitration shall be conducted by a sole arbitrator mutually appointed by the parties.

If the parties are unable to agree upon the arbitrator within a reasonable period, appointment shall be made in accordance with applicable law.

Seat and Venue

The legal seat and venue of arbitration shall be Nagpur, Maharashtra, India, unless the parties subsequently agree otherwise in writing or applicable mandatory law requires otherwise.

Language

The arbitration shall be conducted in English, unless otherwise agreed.

Virtual Proceedings

To reduce unnecessary travel, cost and delay, procedural conferences, submissions, evidence and hearings may be conducted through video conferencing or other electronic means where legally permissible and considered appropriate by the arbitral tribunal.

Award

The arbitral award shall be final and binding subject to rights and remedies available under applicable law.

Nothing in this arbitration clause shall:

• require arbitration of a matter that is legally non-arbitrable;

• deprive a consumer of a statutory remedy that cannot lawfully be waived;

• prevent a party from seeking urgent interim relief from a competent forum; or

• override the jurisdiction of a regulator, tribunal or authority whose jurisdiction is mandatory.

47. GOVERNING LAW

These Terms and the contractual relationship between the User and Krishnangan shall be governed by and construed in accordance with the laws of India.

1. EXCLUSIVE JURISDICTION — NAGPUR, MAHARASHTRA

To the maximum extent permitted by applicable law, and subject to the relevant court independently possessing lawful territorial, pecuniary and subject-matter jurisdiction, all civil, commercial, contractual and other proceedings arising out of or in connection with these Terms, the Platform, its services, content, transactions or relationship between the parties shall be subject to the exclusive jurisdiction of the competent courts situated at Nagpur, Maharashtra, India.

To the extent legally permissible, the parties expressly submit to the jurisdiction of the competent courts at Nagpur, Maharashtra and agree that such courts shall have exclusive jurisdiction in preference to any other court possessing concurrent jurisdiction.

This clause shall also apply, where legally permissible, to court proceedings relating to arbitration seated at Nagpur.

For avoidance of doubt, this clause shall not:

• create jurisdiction in a Nagpur court where such court does not otherwise lawfully possess jurisdiction;

• exclude mandatory consumer jurisdiction;

• exclude criminal jurisdiction;

• restrict constitutional remedies;

• restrict proceedings before the Data Protection Board or another competent regulator;

• override statutory jurisdiction that cannot lawfully be varied by agreement; or

• waive any mandatory statutory remedy.

49. STATUTORY RIGHTS

Nothing in these Terms is intended to exclude, restrict or waive any right, remedy, protection, forum or liability that cannot lawfully be excluded, restricted or waived.

Mandatory provisions of applicable law shall prevail over inconsistent contractual provisions to the extent of the inconsistency.

50. NOTICES

Notices to Krishnangan concerning contractual or legal matters should be sent through the designated contact mechanism stated below or another official mechanism notified on the Platform.

Krishnangan may provide notices to Users electronically through:

• email;

• Platform notification;

• account notification;

• prominent website notice; or

• another legally permitted method.

51. MODIFICATIONS TO THESE TERMS

Krishnangan may update these Terms to reflect:

• changes in law;

• regulatory requirements;

• Platform functionality;

• business operations;

• commercial services;

• security requirements; or

• technological developments.

The revised Terms shall be effective from the date specified in the revised document unless applicable law requires additional notice or consent.

Where a material change requires renewed consent, Krishnangan may obtain such consent through an appropriate mechanism.

52. ASSIGNMENT

Users may not assign contractual rights or obligations under these Terms without Krishnangan's prior written consent where such assignment would materially affect Krishnangan.

Krishnangan may transfer or assign its rights and obligations in connection with a lawful restructuring, merger, acquisition, transfer of business or similar transaction, subject to applicable law.

53. SEVERABILITY

If any provision of these Terms is held by a competent authority to be unlawful, invalid or unenforceable, such provision shall be severed, restricted or interpreted to the minimum extent necessary to make it lawful where possible.

The remaining provisions shall continue in force.

54. NO WAIVER

Failure or delay by Krishnangan in enforcing a provision of these Terms shall not constitute a waiver of that provision or of the right to enforce it later.

A waiver shall apply only to the specific matter for which it is expressly given.

55. ENTIRE AGREEMENT

These Terms, together with the policies expressly incorporated by reference and any additional terms applicable to a particular service, constitute the agreement governing use of the Platform in relation to their subject matter.

Where a separate written agreement has been validly executed for a particular commercial service, that agreement may prevail to the extent expressly stated.

56. ORDER OF PRECEDENCE

In the event of inconsistency:

1. mandatory applicable law shall prevail;
2. a specifically executed written agreement governing the relevant transaction shall prevail where applicable;
3. service-specific terms shall apply to that service;
4. these Terms shall apply generally; and
5. other Platform policies shall apply according to their respective subject matter.

The Privacy Policy shall govern personal-data processing matters to the extent specifically addressed therein.

57. RELATIONSHIP OF THE PARTIES

Unless expressly agreed otherwise in writing, use of the Platform does not create:

• partnership;

• joint venture;

• employment;

• franchise;

• fiduciary relationship;

• agency relationship; or

• educational-institution relationship

between Krishnangan and a User.

Krishnangan's facilitation of communication between a User and an educational institution does not, by itself, make Krishnangan an agent authorised to bind that institution.

58. CONTACT AND GRIEVANCE INFORMATION

Questions, contractual notices, grievances or concerns relating to these Terms may be submitted through Krishnangan's designated contact mechanism.

General / Legal Contact: [Insert Approved Email Address]

Grievance Contact: [Insert Approved Grievance Email Address]

Business Address: [Insert Approved Business Address]

Where applicable, Krishnangan may require sufficient information to identify and respond to a request.

59. INCORPORATED POLICIES

The following policies, where published and applicable, form part of the overall rules governing use of Krishnangan:

• Privacy Policy;

• Disclaimer;

• Editorial Policy;

• Data Sources Policy;

• Corrections Policy;

• Cookie Policy;

• Advertising / Sponsored Content Policy;

• Refund / Cancellation Policy, where applicable; and

• any additional service-specific terms.

Users should review the policies relevant to the services they use.

60. FINAL ACCEPTANCE

By continuing to use the Platform after these Terms become applicable to you, and where necessary by providing affirmative electronic acceptance, you acknowledge that:

• you have had an opportunity to review these Terms;

• you understand that Krishnangan is principally an education and career discovery platform;

• important admission and financial information should be verified with official sources;

• Platform recommendations do not guarantee educational or career outcomes; and

• your use of the Platform is subject to these Terms and applicable law.

If you do not accept these Terms, you should discontinue use of the Platform.